There are many different types of business credit cards. You can choose from cash back cards or miles cards. Gift cards are also available. Some cards come with sign up bonuses or other perks. Others provide extended warranties and insurance for travel accidents. Some even give early access to tickets. It all depends on your business needs and what you're looking for.
Capital One Spark Plus
Capital One Spark Plus may be the right option for you if a business credit is what you need. This credit card is available with flexible credit limits and a $150 annual charge. It is also free of any category restrictions, making this card great for business expenses. Be aware that there are some factors to consider before applying.
Consider the annual fee and late fees when you are considering a business credit card. The early spend bonus is also worth considering. If you spend large amounts on a single purchase, this bonus may be worth it for your business. You will be able to keep track on your purchases and set spending limits. Companies with multiple employees will appreciate the unlimited 2% cashback.
Capital One Ink Business Unlimited
Ink Business Unlimited offers flat 1.5% cashback on all purchases and no annual fee. This makes it an attractive choice for business owners who need a simple rewards program. Ink Business Unlimited is also available with a low annual fees and the ability to add authorized customers. Authorized users are responsible for any purchases they make using the card.
Ink Business Unlimited's business credit card is an excellent option for entrepreneurs who wish to pay no annual fees and receive generous sign up bonuses. It offers a 0% APR payment period for purchases and generous rewards programs. Small businesses can also benefit from the low foreign transaction fees.
American Express Blue Business cash
The American Express Blue Business cash credit card offers a low annual fee as well as a 2% cashback rate for eligible purchases. If you make a purchase with the credit card, this card will automatically credit your account with cash back every month. If you spend more than $50,000 annually, your cash back rate will start to drop to 1%. The card is still a good choice for moderate spenders.
Blue Business Cash Business Credit Card is a great option for those who want to earn cashback on all their purchases. The card offers 2% cashback on every purchase, plus an additional bonus of 5% cashback on Capital One Travel purchases. You can also get a $1,000 cash bonus based on certain spending levels.
Bank of America Business Advantage Rewards Travel World Mastercard
The Bank of America Business Advantage World Master Card Travel Rewards World Mastercard is a great choice when it comes to travel reward. You can get flexible rewards with no annual fee. The card offers 1.5 points per dollar spent on purchases and earns three points for travel purchases. After spending $3,000 in the initial 90 days, the card will give you 30,000 points.
This card is ideal for those with excellent to good credit. Minimum FICO/VantageScore 670 or greater is required in order to be eligible. But, the card isn't available to everyone. If your credit score is excellent and you need to apply for a non-annual-fee small-business credit cards, you might consider another bank.