Citi Secured Mastercards are available to recent immigrants who have an SSN or ITIN. With this card, you can establish your credit score while putting down a small deposit. You could, for example, deposit $49 to get a $200 credit card and then pay the balance each month. If you don't have a lot of money to spend, a secured credit card like Citi can help you get started.
Capital One Platinum Secured Card Credit Card
A Capital One Platinum Secured credit card is an excellent option for immigrant who wants to improve their credit score. This card offers low-cost credit building and has no annual fees. This card is also suitable for immigrants who have limited credit histories.
Capital One Platinum Secured Credit Card is available for immigrants with a $200 security deposits. It can improve your credit and build a solid payment history. It also reports to all three major credit bureaus. This is a fantastic feature for people with poor credit.
Citi Secured Mastercard
You may be an immigrant looking for a credit card. You have many options. A secured card is the first. A secured card requires a deposit that is typically less than the card's credit limit. The benefits of a traditional card include cash back, extended warranties, and travel aid. This type of card also reports your activity to all three major credit bureaus, so your credit report can be checked if necessary.
A secured credit card that offers rewards programs is a good option for immigrants. This card is great for immigrant who want to build credit. You can also get cash back on gas, dining and other expenses. It's also good for those who don't have enough credit to apply for an unsecured card.
Discover it(r), Secured credit card
The Discover it Secured Credit Card for people with poor credit scores is one of the most affordable on the market. It has an annual fee, and earns a decent rate of cash back. This is unlike other unsecured card. If you are responsible with your card, you can upgrade to a standard, unsecured credit card within 7 months.
Perhaps you are an immigrant wondering how to use credit cards. First, understand that you don't want to spend too much on your new card. Try to keep your credit limit below 30%. You should also carefully read the contract to ensure you fully understand the terms and fees of your new account. Avoid credit cards that have a high APR. A lower annual fee is also a good option.
Deserve EDU Mastercard for Students
The Deserve Mastercard is a credit card for international students and immigrants. To apply, you must be an immigrant/international student enrolled in an U.S. accredited institution of higher study. The card does NOT charge foreign transaction fees.
The Deserve Mastercard EDU for Students offers students and immigrant a variety benefits, including cashback on school expenses. Earn 1 percent cashback on textbooks, school supplies, gear, and other educational expenses. You'll also get unlimited 11% cash back on all purchases (exclusions gambling-related purchases and account fee).