A variety of credit cards offer a percentage cash back on groceries. Among them are the Discover it Cash Back, American Express Blue Cash Everyday, and the Capital One Walmart Rewards card. Know how to get the maximum cashback on your card so you can maximize the value of your grocery shop purchases.
Capital One Walmart Rewards card
The Capital One Walmart rewards card is a cashback credit card that's specifically designed for those who frequent the retail giant. This card offers high rewards for Walmart purchases, despite not offering a sign-up bonus. Its outstanding earning potential lasts for 12 consecutive months. The rewards can be used for various purchases.
The card comes with an interest-free introductory period and no foreign transaction fees, making it an attractive option for people with average or better credit. The drawback is that only Walmart shoppers can apply for this card. This card might not be suitable for you if only you shop at Walmart.
Capital One credit card holders cannot keep cash back, but they can redeem their points for travel or gift cards. These points can be redeemed online with an app on your mobile phone, by calling the credit union, or through the phone.
Find it Cash Back
If you are looking for a way to earn some extra cash when you shop at the grocery stores, the Discover it Cash Back credit cards is a great choice. You can earn 1% cash back at participating grocery stores. The card also gives you bonus cash back when your purchase is made at a health club. It allows you to use your card to enroll in eligible online or in-person training classes. You should note that this offer does not apply to purchases at health clubs.
Discover It Cash back is not easy to use, despite its many benefits. It requires some work to reap the benefits. While rewards rates are high and the program is easy to use, you must be diligent and register your card for quarterly reporting. You will likely fall short of your spending limit of $1,500 in certain quarters.
American Express Blue Cash Everyday
American Express' Blue Cash Everyday credit cards are a great way for you to earn a little more cash at the grocery store. This card earns you Rewards Dollars that can be used in increments up to 25 to pay down your monthly balance. They can also be used to buy groceries and household necessities. Additionally, each month you will receive a $15 statement credits.
There is no annual fee and you can earn cash back at grocery shops and gas stations across the U.S. Filling up your tank will give you nearly four Rewards Dollars every month.
This card will be a great choice if you are a frequent spender on groceries, gasoline, and clothing. The card comes with a range of benefits, including second car rental insurance free of charge and two-year extended warranty for eligible purchases. Blue Cash Everyday is an excellent option for those who are always on the move.