Even if you are not a citizen, international students can get credit cards. You have several options. These include Bank of America (Citibank), Bank of America (Discover it(r), and Chase Freedom Student. These cards are popular among students as they provide many benefits.
Citibank
International students can apply for several credit cards. The Deserve EDU Mastercard for International Students does not have a security deposit and no annual fee. You also get 1% cashback on your purchases This card is for international students without an ITIN or authorization. This card is issued by WebBank, and does not require a Social Security Number. There is no annual fee or credit score requirement.
Citibank offers many student credit cards. Some are easy to get, while some are more difficult. Some are only available to students at specific institutions. Others require a good credit score.
Bank of America
Bank of America offers many credit cards for international students. These cards may be a better choice than your standard student card because they have no annual fee and offer 1% cash back on purchases. If you don't have a social safety number or SSN, an ITIN or SSN will be required. Capital One's Platinum cards do not charge annual fees, but they offer limited rewards.
If you're going on a trip, the Chase Sapphire Reserve card may be a good choice. This credit cards has no foreign transaction fees or annual fees. After you make five monthly on-time payments, the credit card will allow you to increase your credit limit. You should be aware of its high annual percent rate, which is often around 20%.
Find it (r)
Students receive 5% cashback when they buy Discover it(r). The card also offers 1% cash back on all other purchases. You can get cash back on purchases made at gas stations or restaurants. Students can save money by using the Discover it card.
This card does not have an annual fee and offers a competitive rewards rate. It also does not require a minimum credit score. This card is a great option for students on a tight budget, whether you are traveling abroad or staying in the United States. Discover is also willing to match the cash you earn in the first year of your card's use.
Chase Freedom Student
A Chase Freedom Student credit card is an option for international students who are studying abroad. The card gives you 1% cashback on all purchases, and does not require that you spend a specific amount in any category. Activating the credit card will automatically enroll you in a ninemonth program that provides 50% off select purchases. The card does not have an annual fee. However there are other terms and conditions.
The Chase Freedom Student credit card is a great option for students who don't have a lot of disposable income and don't plan on spending much on luxury items. It doesn't have an annual fee and there are no minimum spending requirements. The card also offers a $50 bonus when you make your first purchase within three months. You will also receive a $20 bonus when you reach your fifth year anniversary.
Capital One
Capital One credit cards are a good option for international students. This card offers cash back rewards and is designed with international students in mind. The card is free from foreign transaction fees and annual fees. The card allows for cashback of up to 1.25% on purchases, and you may be eligible to receive a credit limit increase after five regular monthly payments. The credit card is not suitable for people who do not have stable income.
You may not have any credit history as an international student. Capital One Journey Student Credit Card is free of annual fees. This card is different from other cards in that it does not require an SSN. Additionally, you get 1% cashback on your purchases. Another good option for international students is the Capital One Platinum Credit Card, which has no annual fee and does not require an SSN.