You can get cash back up to a certain percentage on your groceries with a variety of credit cards. The Capital One Walmart Rewards Card, American Express Blu Cash Everyday, Discover it cash Back, and American Express Blue Money Everyday are just some examples. You can get the most from your grocery store purchases if you know how to get the best cash back on your card.
Capital One Walmart Rewards card
The Capital One Walmart Rewards card is a cash back credit card that's geared specifically for consumers who frequent the popular retail giant. This card offers high rewards for Walmart purchases, despite not offering a sign-up bonus. The card has a high earning potential and is valid for 12 months. You can also use the rewards for many purchases.
The card has an interest-free intro period and zero foreign transaction fees. It is a good option for people who have average credit. However, this card is not available to anyone who shops at Walmart. This card might not work if you only shop at Walmart.
Capital One credit card holders cannot keep cash back, but they can redeem their points for travel or gift cards. These points do not expire and can be redeemed online, with a mobile app, or by calling the credit card company.
Find it Cash Back
The Discover it Cash Back card is a great way to earn extra cash back at the grocery store. You can get 1% cashback at participating grocery shops. The card offers bonus cash back for purchases made in health clubs. It also allows you to use your card for eligible virtual and in-person fitness classes. The offer does not apply for purchases at standalone health club stores.
Discover It Cash Back is not without its benefits. However, it requires some effort to reap the rewards. Although the rewards rates are very high and the program is simple to use, it's important that you register your card for quarterly reporting. There is a $1500 spending limit for each category, so you may fall short in certain quarters.
American Express Blue Cash Everyday
American Express Blue Cash Everyday Credit Card is a great card to help you get some extra cash back at the supermarket. This card will allow you to earn Rewards Dollars that you can then use in increments 25 to pay your monthly balance. They can also be used to buy groceries and household necessities. You'll also receive a $15 statement credit each month.
There's no annual fee, and you can earn as much as 3% cash back at grocery stores and gas stations in the U.S. With the American Express Blue Cash Everyday card, you'll earn Rewards Points every time you fill up your tank. This means that you can earn up to four Rewards Dollars each month just for filling your tank.
If you spend a lot of money on groceries, gas, and clothing, you'll love this card. It has a variety of benefits, including free secondary car rental insurance and two years of extended warranty on eligible purchases. Blue Cash Everyday is a great card for people who are always moving.