There are many excellent Bank of America cards. These cards offer many benefits, including cashback and travel rewards. The best card for you depends on your financial situation as well as your personal preferences. Bank of America credit and debit cards are very beneficial for students and business people. A card should offer strong rewards and benefits. Bank of America Business Advantage Customized Rewards Mastercard offers the best travel rewards credit card.
Bank of America Business Rewards Mastercard Customized Cash Rewards Mastercard
Bank of America Business Benefit Customized Cash Rewards credit card offers flexible rewards for business owners. This card can give you $300 back each year in statement credits with just $3,000 of spending per year. You can also earn two percent cashback on dining purchases, and one percent on all other purchases. These rewards can increase your credit limit to up to $50,000
To be eligible for this card, applicants must have a minimum FICO(r), score of 720. The minimum credit score is not high, but most applicants will be approved with a credit score in the excellent to excellent range. The Bank of America Business Advantage Personal Cash Rewards Mastercard has a 3% foreign transaction fees.
Customers can earn cash back to redeem for statement credit, cash or checks. Bank of America also allows for monthly category changes. It is possible to either automatically invest the cash in Merrill Lynch's investment account, or directly into Bank of America.
Bank of America's Premium Rewards card
Bank of America Premium rewards card is an excellent choice for anyone looking for a credit cards that earns great rewards with no annual fees. Its low annual fee and comparatively modest sign-up bonus make it a great option for many consumers. Additionally, the bank's card offers enhanced rewards tiers for Merrill account holders and Preferred Rewards Members. You can earn points even for purchases that do not require cash-back. These points can be used to redeem for cash back, travel or gift cards.
The Bank of America premium rewards credit card doesn't have a foreign transaction charge. That can add up as much as 1.49% to your international purchases. Unfortunately, the card requires you to have excellent credit.
Bank of America's Cash Rewards Credit Cards for Students
The Bank of America Cash Rewards Credit Card for Students is an excellent choice for students who want a cash back card with a variety of benefits. The card features a $0 liability for fraudulent transactions as well as several features that can help students manage their finances. The card offers a wide range of rewards, including a reward program that allows you to earn points for each purchase. There are also bonuses that match your cash back in various categories.
Students can redeem their rewards through a variety of methods, including statements credits, Bank of America account deposits and paper checks. Your credit card does not expire as long you have an active account.