There are several ways to decide which Citibank credit card is right for you. You will often find the best options with no annual fees. You can also get a 0% APR introductory period and no annual fees the first year. Whether you're planning to make new purchases or simply transfer balances, a 0% APR introductory period is a great benefit.
Citi ThankYou(r) Preferred Card
Citi ThankYou (r) Preferred Card gives double rewards for dining and theater tickets. The card does not offer a high rewards rate for everyday purchases. As a result, you may have to compare other cards before signing up for this one.
Citi offers various types of credit cards that will appeal to different consumer groups. There are various types of credit cards that you can choose from: flexible points, airline credit cards, cash back cards, or even 0% APR. Each card comes with its own application requirements. Before applying, you should read and understand the terms. Some of them don't accept people who have signed up for a sign-up bonus with another bank, or those who have closed a credit card before.
Citi ThankYou rewards program has many similarities to credit card loyalty plans. Cardholders can redeem ThankYou points for gifts, trips, or statement credits. You can redeem ThankYou points for gifts, trips, or statement credits. For example, if your coffee purchase is $2, you will receive 10 ThankYou points. A $12 meal will give you 20 points. Citi ThankYou(r), the Preferred card, has an interesting feature. ThankYou points can either be used for a check (or statement credit) at the end o f the month.
Citi Double Cash
Citi Double Cash credit cards offer a range of rewards that can be used for various purchases. Cash back rewards are redeemable if you have at least $25 in balance. The best way to maximize your rewards is to pay off your balance in full each month. Your rewards will be lost after 12 months.
The card offers balance transfer at 0% APR. You will be charged a fee, but it is minimal compared to the interest savings. A $200 cash back reward is also offered by the card after you spend $1500 within the first six months. Although it isn’t the most lucrative cash-back card, it does offer a few unique benefits.
First, the Double Cash credit card rewards financial responsibility by rewarding timely payments. This is a great choice for anyone who is new to cashback rewards cards. Flat-rate APR is another benefit, making this card an excellent choice for people who have only one credit card. This card works well with other cards.
Citi Prestige
Citi Prestige credit is a great option if you are a frequent traveler who wants to reap the benefits of luxury travel. It offers a plethora of perks for frequent travelers, including 5 points per dollar spent on eligible air travel and 3 points per dollar spent on hotels. Additionally, foreign transaction fees are not applicable to the card. You can also get access to 400 airport lounges worldwide.
Citi Prestige Card members receive a complimentary Priority Pass Select membership that gives them access to over 1,200 airport lounges. The benefit is valid for only two nights per calendar year. You can save lots of money by using it twice a year.
The Citi Prestige credit card also has an intro balance transfer offer. This card allows you to get 2% cash back. Access to discounted dining and entertainment in 95 international countries is also possible.