Knowing which credit cards offer the highest gas reward rates is essential if your gas spending is high. There are many credit cards that offer rewards programs. But you should be familiar with the details. Certain cards may have limits on how much you earn at gas stations. You should carefully read the terms and reach out to customer service for any questions. You may also consider a card with a 0% APR for one or more years. This will give you the opportunity to earn rewards but not pay too much in interest.
Blue Cash Everyday
Blue Cash Everyday Card offers great savings for people who often visit gas stations. It gives you a 3% rebate on gasoline purchases, and 1% on everything else. You also get purchase protection and fraud protection. Blue Cash Preferred is an upgraded version of the card. Blue Cash Preferred comes with an annual fee. However, the Preferred version offers greater benefits and rewards. The Preferred version offers double rewards at US grocery stores and 6% cashback for select US streaming services.
Blue Cash Everyday's low annual fees are another advantage. It pays 3% cashback at gas stations as well as supermarkets and online retailers. Although this is better than the Blue Cash Preferred card's 2%, the Everyday card remains a strong cash-back option.
Get cash back when you discover it(r).
The Discover it(r), cash back credit card allows you to earn 2% cashback on all purchases. Like other cash back credit cards you do not have the obligation to earn bonus items or spend on certain categories in order to receive cash back. This card is also free of an annual fee so you can immediately start receiving rewards. You will have to work hard to earn your cash back.
The Discover it(r), Cash Back program offers amazing cash back rewards for gas purchase. It will match cash back up to 10% for your first 12 monthly spending. Each quarter you must activate the card. If you want to earn cash back, don't wait to get it started.
U.S. Bank Altitude(r) Connect Visa Signature(r)
U.S. Bank Altitude(r), Connect Visa Signature(r), is a credit-card that offers many useful features. TSA PreCheck, Global Entry credit and cell phone protection are all available with the Altitude Card. There are many bonus opportunities and transferable points. But, if luxury perks are important to you, you might want to consider other options.
The Altitude(r), Connect Visa Signature ((r)) Card earns 5 Points per Dollar and has multiple spending credit. This card comes with a $500 welcome bonus, waives your first-year annual fee, and waives the annual fee for the second year. This card offers a great benefit if your travel spending is high.
Citi Premier(r) Card
Citi Premier(r), which offers triple points for groceries and gas, is a great card. For every dollar spent in supermarkets, gas stations and restaurants, the card earns three points. The card can earn points for booking flights and hotels. This card can be considered one of the best midrange cards. It can be confusing at first.
It doesn't offer any perks or an introductory bonus but the card still provides good value for first-time cardholders. In fact, the card can provide enough value to offset the annual fee up six times. The Bureau of Labor Statistics spending data is used to calculate the value. It assumes that you spend $15,900 per year, or $1,325 each month.
ExxonMobil(tm) Smart Card
ExxonMobil Smart Card: This credit card offers rewards for purchasing gasoline. You can use it to purchase gas, car washes, snacks, and gas at Exxon or Mobil stations. ExxonMobil Reward+ is also available on the card. The Rewards+ program is not part of the ExxonMobil Smart Card.
ExxonMobil Smart Card are available at thousands American gas stations. To get the card, you need to have excellent credit. Credit scores of 700 or higher are considered "good." After approval, you can choose a credit limit that is based on your income or credit score. This limit can be as low as $200. If you need a higher limit, you can request it.