Credit cards that don't have an annual fee offer many benefits. These cards are the best for saving money in the end. The annual fee for the card is fixed. This means you can use it without worrying about having to pay the full amount each monthly. You should always review the terms of your card if you have changes in spending habits or payment plans.
Capital One SavorOne cash rewards credit card
Capital One SavorOne Rewards Credit Card is the ideal card for those who wish to earn cash back without paying an annual fee. This card is easy to use and offers a $200 cash bonus after spending $500 within 3 months. It has no enrollment or rotating categories. It also offers a welcome bonus so that you can start using it immediately.
Capital One SavorOne cash rewards credit cards have no annual fees. The card also has a 0% intro rate for purchases and balance transfers within the first 15 months. The balance transfer fee will be charged if you wish to transfer a current balance. However, it is waived after 15 months.
Citi Double Cash
Citi Double Cash creditcard does not have an annual fee and earns you 2% cashback when you make purchases You can receive your cash either as a credit card, check, direct deposit, or statement credit. The minimum amount you can redeem is $25.
This card could be a great option for those with high-interest rate debt. Balance transfers can be made to reduce debt at a 3% interest rate. However, you must pay your balance off within 18 months to avoid the interest. The balance transfer fee can add up, so you'll need to do your math before applying.
Citi Prestige
Citi Prestige credit is recommended if you plan on spending a lot on air travel. This no annual fee card offers a variety of benefits including 5x points on air travel, 3x points on hotels, and 1x point on everything else. This card comes with a $250 Air Travel Credit. You can use it towards any airline purchases.
Citi Prestige credit-card offers a rewards program which lets you earn ThankYou (r) points for certain purchase. These points can be exchanged to cash back, gift cards and other rewards. You can share your ThankYou points with others or donate them to charity. Another benefit is that your points can be used to make up to $1,000 payment towards Citi credit lines.
Discover it(r) Miles
If you want to save money on travel, a Discover it(r) Miles credit card is worth considering. It offers a simple reward program that lets you earn 1.5 miles per eligible dollar you spend. The card is also free of an annual charge. Your miles can be used to travel or for cash.
The Discover it(r), Miles credit card is available for free if you are looking for a credit card with no annual fees. You get 1.5 miles per dollar on purchases, and a 3% rate of interest for the first one year. This card offers flexible rewards redemption options, and doubles the rewards for account opening.