If you're a college graduate, you'll probably want to apply for a credit card. Credit cards are best used responsibly. That means paying your monthly bills and not having a balance. Fortunately, there are a few credit cards available that will help you get started. These are just a few options: Bank of America(r), Cash Rewards Credit Card and Discover Visa. U.S. Bank altitude Go Secured credit card. Capital One Quicksilver Rewards credit card.
Bank of America(r) Cash Rewards Credit Card
A Bank of America cash reward credit card is an option for recent college graduates. Benefits include no annual fee and no minimum expenditure requirements. You will also get a special introductory rate period, which allows you to pay off your purchases without any interest.
After spending $1,000 in the first 90 day of opening an account, students can receive a $200 bonus with Bank of America Cash Reward Credit Card. This bonus is exceptional considering that most student credit cards do not offer such generous bonuses. In addition, you will receive a free FICO credit score each month, which is a nice touch when you're first building your credit history.
Discover Visa Credit Card
There are many credit cards available for recent college students. Some cards offer rewards while others have low annual costs. No matter which way you look, you want to find the card that best suits your needs. If you are a recent graduate with great credit, you should be able get approved easily. You can even find a starter card to help you build your credit history.
One of the most appealing features of the Discover Card is the low interest rate and rewards system. You can get 2% cash back at gas stations and 1% for other purchases with the Discover card. Your credit score will improve with good payment habits.
U.S. Bank Altitude Go Protected Credit Card
U.S. Bank Altitude Go Secured Credit Card provides a rewarding rewards program. This rewards card rewards users for making purchases. You can redeem your rewards for a wide range of merchandise and gift vouchers that don't expire. It also allows users to instantly redeem their points via text messages.
If you're planning to graduate from college, but haven't yet established your credit score, a secured credit card might be the perfect choice. You can earn rewards by shopping at trusted online shops. It does not have an annual fee and no foreign transaction fees.
Capital One Quicksilver Rewards Credit Card
The Capital One Quicksilver Credit Card, which is available to college graduates who are looking for a credit that will give them cashback on most purchases, is a great choice. The card gives you unlimited 1.5% cashback on all purchases and 5% cashback on travel bookings. The card has no annual fees and no foreign transaction charges. You should be aware that these benefits have limitations and terms.
The Capital One Quicksilver Rewards Credit Card offers great value for everyday spending. It has a 1.5% cashback rate, which is the highest among student credit card. The card does not have an annual fee. This makes it a great choice for people who intend to make regular purchases. Although they have higher base reward rates for certain bonus categories than this card, they still earn less on general spending.