If you're looking for a credit card that won't break the bank, consider a Petal. Petal's app gives you 1% cash back for purchases. There's also no annual fee so you can save money. You'll also get 24/7 customer support and convenience. Petal cards are open to everyone, even those without credit history. The Petal card does not require credit checks.
Petal 2 offers Cash Back of 1%
Petal's "Cash back, No Fees Visa Credit Card" may sound dreamy, but it is not. The Petal 2 Card performs a hard and soft pull during the approval process, and you won't qualify for this credit card without a credit score. The card can be applied for as long you are legal U.S. residents. It can be used anywhere Visa credit card are accepted.
Petal 2 is an excellent card for those looking to build credit and enjoy rewards. The card has no annual fee and rewards you for on-time payments. The Petal 2 does not require a security deposit, unlike many credit-building cards. The Petal 2 is not available to people with bad credit, bankruptcy or who have been insolvent within the last 48 months. The good news? The Petal 2 Card has no fees. You can earn cash rewards or statement credits without having to do a credit check.
Petal 1 requires no credit history
You may be interested in Petal 1 if you don't have credit history or any credit. This new type of credit card is made for consumers with average credit, new to the credit market, and those trying to rebuild their credit. Petal has no annual fees and is an excellent option for students looking to get a card. The credit card is not flexible, but it comes with a low monthly fee and other features that may appeal to you.
This card offers a high APR with no cashback. However, it does not charge a late fee. The card can be used overseas without any fees. It has a $5,000 credit limit. You will not be charged foreign transaction fees or a monthly fee. Petal can be a great choice for people who don't have credit histories, but may not be the best. Petal 1 Visa may be right to you if credit history is poor or not good. You should use it responsibly.
Petal 2 offers no annual fee
The Petal 2 card earns you cash back rewards for every purchase. On-time payments earn you 1.25% cashback for all purchases. Additionally, select merchants offer 10% off your purchase. There's no annual fee, so there's no need to worry about racking up the minimum payment amount each month. You can also search for merchants that offer higher reward rates using the Petal 2 app.
Petal is the best card for you if your credit score is not good enough. This card uses a proprietary scoring system called Cash Score to determine whether you have a good enough credit score for approval. It also considers your banking history, which is often the primary reason for low credit scores. Petal checks your credit history to make sure you don’t have high debt or credit utilization.
Petal offers 24 hour customer service
When it comes to payment, one thing that makes Petal stand out is their 24 hour customer service. You can reach customer service via the app anytime if you have any questions about your account. You can also see the offer and list of participating merchants in the app. Petal may have different payment cutoff times depending on where your are located. You can also opt out of notifications. This may impact your experience. Customers can also call us for assistance if they aren't sure if they can pay with the accounts.
Petal offers customer support 24 hours a day. The main product it sells is a credit cards. Their qualification process is based on the users' digital records, and it looks at their monthly income and expenditures. Petal has different products for different customers, and these metrics are critical in determining whether a person is eligible for a credit-card. These products also come at lower rates of interest which appeals to responsible individuals.