You can't have a strong credit card portfolio if you're just starting your career or a recent college graduate. You have better chances of getting approved for rewards card if you have built your credit history in college. Good credit graduates can choose from several cards that are tailored to their spending plans, budget, and credit history.
Capital One QuicksilverOne Credit Card Cash Rewards
The Capital One QuicksilverOne Rewards credit card, which is available to recent college graduates with fair to good credit and who want to build credit, is a great choice. This card helps new grads build credit. The annual fee is only $39, and the rewards program allows them to earn 1.5 percent for every dollar they spend. The cash can be used to make monthly payment or redeem for statement credit.
For recent college graduates, Capital One also offers several credit cards with premium rewards. Popular options include QuicksilverOne Rewards and SavorOne Student. These credit cards have similar benefits to the premium rewards cards but are designed for recent college graduates. Both cards offer decent rewards and a $200 bonus after making a $500 purchase.
Capital One SavorOne Student Credit Card Cash Rewards Credit Card
Students can enjoy a variety of benefits with Capital One SavorOne Cash Rewards Credit Cards. Capital One SavorOne Student Card does not have foreign transaction fees. It's an excellent choice for students who travel often. You can also get rewards on dining or entertainment. There are some drawbacks to the card, including a modest cash back earning rate that is not applicable to favored categories.
Capital One SavorOne Student Rewards Credit Card offers cash back on purchases made at restaurants, cafes, and grocery shops. Cash back is earned at most places, but it does not apply to purchases at Walmart and other big-box retailers. The Capital One SavorOne Student Rewards Credit Cards can give you up to 3% cashback for everyday purchases.
Capital One Platinum Secured Visa Card
Capital One Platinum secured credit card may be a good option for you if your college degree is recent. The card isn't expensive, but there are no foreign transaction fees and an annual fee. MoneyGeek's review will provide more information about the card. It will give you a brief overview of the features, and also compare it to other credit-card options.
The Capital One SavorOne Student Cash Rewards Credit Card is another great option for recent college graduates. This card comes with rewards for everyday purchases and can help you build up your credit history and build good habits. This card can increase your credit limit by up to 6 months. With this card, you can get 1% cash back for purchases. Your cash back can be increased up to 1.25% by paying your bills on time.
Petal 2 "Cash Back, No Fees" Visa Credit Card
The Petal 2 Visa Credit Card is a cash back, no-fees Visa Credit Card that's designed for recent college graduates. It helps them build credit and manage their finances. It takes into consideration your income, saving and spending. This algorithm may even factor in credit scores. Link your bank account and Petal's site to apply. While the site will have read-only permission to your account, it will not save your login credentials.
WebBank offers the Petal 2 Cash Back, No-Fees Visa Credit Card to recent college graduates. This card is great for those with little credit history. While it rewards good credit behavior, the rewards structure could be confusing for those new to the program. This is a good option for recent graduates who don't want or need to pay monthly or annual fees but still want a credit-card.