If you are a student who wants to apply for credit, you will need to show proof that you can pay the minimum credit-card bill. This includes having assets or an independent income. Consider credit cards for students if your credit score is low or absent. These credit cards are designed to help you improve credit. You can also have a relative with a strong payment history add you to your authorized user list. This will improve the credit rating of the person you are adding to your authorized user account.
Get Student Cash Back
You can apply online for the Discover it Student cash Back credit card if you are a student or working in a field. This card offers 5% cash back on rotating categories. Your card can be personalized with a choice of an animal design or cassette tape. The amount you spend on each category will determine the rate of cash back.
The Discover it Student Cash Back credit card is one of the most rewarding student cards on the market. It offers generous cash rewards and a low interest rate and a low annual fee. The card's terms and interface are also quite user-friendly.
Capital One Journey Student Rewards
Capital One Journey Student Reward credit card offers students cash back rewards for purchases. You earn one cent per dollar, plus an additional 0.25 percent for on-time payment. Your points can be used for statement credit, or a check, if you meet certain requirements.
Capital One Journey Student Rewards card includes an automatic credit line review. This review begins six months after you open your account. This automatically increases the available credit line over time. This means you won't have to worry about whether you have enough or not enough credit in the near future. Capital One also offers CreditWise, which is a free credit monitoring system. This service will alert you to any changes in your TransUnion credit reports and make it easy to track your credit score.
Discover it Student Credit Cards
The Discover It Student Credit Card may be a great tool to begin building credit history while you are in college. The card offers a wide array of benefits, such as no annual fee and no minimum credit score. In addition, there are no late payment fees or foreign transaction fees. And it has an excellent rewards program.
The cashback program is great for students as it allows them to get cash back on certain purchases. Qualifying purchases can earn you up to 10% cash back. You don't have to pay an annual fee. Discover will match any cash back you earn in the first year and give you $20 extra for your statement credit.
Discover it Student Secured card
Student credit cards are great for students who are in school. They don't charge an annual fee, and offer many rewards. This is what the Discover it Student Secured Card offers. This card allows you to get 2% cash back for gas and 1% for all other purchases. You will also get a cash back match from the company after your first year. These rewards can be used to purchase books or tuition.
The Discover it Secured card offers a great balance transfer feature. Your balance can be transferred to another unsecured credit card without affecting your secured one. You can do this by activating a mobile app for free. But you need to be aware that the APR is high and there is a large security deposit. This card is not recommended for people who are unable to pay their bills on-time or have poor credit histories.
Learn it Student Visa
The Discover it Student Visa credit cards are available to students. The Discover it Student Visa credit card is a great option for students. You get unlimited cash back your first year. This card is ideal for students who do not use their credit cards often but are still trying to build credit.
This credit card is free of annual fees and offers cashback on eligible purchases. The card also offers cash back of 5% in rotating categories. Additionally, the first year you receive a grade of "B" or higher, you'll get a $20 statement credit. The Discover card also offers 2% cash back everywhere else, as well as Discover Deals, which offer double cash back.