Petal is an affordable credit card option that won't break your bank. Petal's app gives you 1% cash back for purchases. There's also no annual fee so you can save money. You'll also get 24/7 customer support and convenience. Petal cards are available to anyone, even those with poor credit histories. The Petal card does not require credit checks.
Petal 2 offers 1% cashback
Petal's Visa Credit Card with Cash Back, No Fees may sound idyllic, but it's not. The Petal 2 Card performs a hard and soft pull during the approval process, and you won't qualify for this credit card without a credit score. As long as you're a legal U.S. resident, you can apply for the card. Then you can use it anywhere Visa credit cards are accepted.
Petal 2 offers a great option for those who are looking to build their credit and get rewards. The card has no annual fee and rewards you for on-time payments. Petal 2 does NOT require a security deposits, which is a departure from other credit-building cards. Persons with bad credit and bankruptcy within the last 48-months are not eligible. The good news about the Petal 2 card is that there are no fees and you can earn cash rewards and statement credit with no credit check.
Petal 1 requires no credit history
The Petal 1 card is a good option for those with no credit history and no existing credit. This new type of credit card is made for consumers with average credit, new to the credit market, and those trying to rebuild their credit. Petal does not have an annual fee. This is a great choice for students who are looking for a creditcard without having to submit a credit report. Although the credit card doesn't offer much flexibility, there is a low annual cost and many other features that might be of interest to you.
This card has a high APR and no cashback. It does not have a late fee. In addition, there are no fees for using the card overseas. It comes with a credit limit up to $5,000 It also has no foreign transaction fees and no annual or monthly fee. Petal is a great option if you don't have a credit record, but it may not the best for you. The Petal 1 Visa card might be the right choice for you if you have poor credit or no credit history. You should use it responsibly.
Petal 2 is free of annual fees
Petal 2 cards earn you cash back rewards on every purchase. On-time payments earn you 1.25% cashback for all purchases. At select merchants, you can earn up to 10% back. There is no annual fee so you don't have to worry about paying the minimum monthly payment. The Petal 2 card also has a mobile app that lets you search for merchants offering enhanced reward rates.
Petal is the right card for you if you have bad credit or no credit history. This card uses a proprietary scoring algorithm called Cash Score to determine if your credit score is high enough for approval. Your banking history is also considered, which can be the main reason for low credit scores. High credit utilization and debt can lower your score, so Petal makes sure you don't fall into either of these categories.
Petal offers customer service 24 hours a day
Petal stands out in the payment arena because of their 24-hour customer service. Contact customer service through the app anytime you have a question about your account. The app allows you to see the complete list of participating merchants as well as offers. Petal may have a different payment cut-off time depending on your location. You may also be able to turn off notifications. This can affect your experience. Customers may also call in for help if they're unsure whether they can pay with their accounts.
Petal provides 24 hour customer service and the main product is a credit-card. The qualification process for Petal is based on users' digital records. It also looks at monthly income and expenditures. Petal offers different products and therefore has different criteria for determining if a person qualifies for a credit card. These products also come at lower rates of interest which appeals to responsible individuals.